Some smaller suburban banks don't keep large sums of cash on site. They will request time to have the asked for sum delivered on their regular armored car delivery.Last time it took some effort and 2 extra phone calls from the bank after I got the money. The noob didn’t get all the info they needed. It was irritating enough that I decided to start taking cash out more often in smaller chunks.
I needed $ 5,000 to pay my movers for NJ to Florida after Amex fouled up the transaction. I had no Fla East Coast bank account, so I went to enough ATM's with different CC's that allowed $ 800 in cash transactions and got the cash !